Saturday, July 17, 2010

Senior Info Cost of Living Past 65

The average 65 year old is supposed have an income of $35.000 in a year and the average out lay is $26,600. It is a well known fact that living costs is rising. If you have $35,000 income and know the cost of living is on the rise, why not take measures to prevent running out if you live to be 85. It is a very reasonable idea that we look at apartment sharing as we reach retirement age.


What does it cost you to live each month.                          Monthly

Cost of rented home life                                             Low    High

1. Rent for home either (house or apartment)              $ 600  $2800

2. Electric (cooling, heating)                                       $ 90    $  300

3. Gas (cooking, heating)                                            $ 30    $  100

4. Up Keep (mowing, snow, fix faucet, shingles, etc)   $ 10    $  250

5. Food (food for breakfast, lunch, diner)                    $ 200  $1500

6. Entertainment (Shows, water park, gambling, etc)    $100   $2000

7. Friendship (lunch, treats at home, etc)                     $  50   $  200

8. Car Gas                                                                   $ 250  $1200

9. Garbage                                                                   $ 10   $   50

10. Water/Sewer                                                          $ 0     $   75

11. Travel (vacation, day trip, weekend)                       $ 100  $ 300
___________________________________________________________
Total                                                                           $1440  $8675



If you own your home and you sell it, the interest you would get from putting the money in an interest bearing account could be enough to pay most resort retirement rent. If you split the rent in half with a friend you could live very comfortable for the rest of your life. Remember a friend is just a stranger you have not met yet.



                              Cost of home ownership life

1. Own Home (paying payments)                          $ 500   $2000

2. Electric                                                             $ 150   $ 400

3. Gas                                                                  $ 80     $ 200

4. Garbage                                                           $ 20     $ 50

5. Water/Sewer                                                    $ 20     $ 100

6. Food                                                                $ 200   $1500

7. Up Keep                                                           $ 50     $ 800

8. Entertainment                                                   $ 100   $2000

9. Friendship                                                         $ 50     $ 200

10. Travel                                                             $ 100   $ 200

11. Car Gas                                                          $ 250   $1200

12. Phone                                                             $ 70     $ 250

13. Internet or Cable                                             $ 40     $ 200
_______________________________________________________
Total                                                                    $1630  $9100

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